Where are my deeds kept?
We usually only have the original title deeds when the land or property is first registered with and we need them to prepare the register. After registration, we return the original title deeds to whoever lodged them, usually the purchaser's solicitor or licensed conveyancer.
As we now hold all registers electronically, you no longer need to hold title deeds to prove you are the owner of your land or property.
Many mortgage companies now have a policy of not holding any deeds for registered land or property; they rely on our electronic records.
Get a copy
If you or anyone else wants to confirm ownership then you/they can apply for an official copy at any time – see 'How can I prove that I own a property?'
If the register refers to deeds being 'filed' this means we should have kept a photocopy. For further information, see 'How can I get copies of deeds referred to in the register?'.
Unregistered property and missing deeds
If your property is not registered, your title deeds may be with your solicitor who acted for you when you bought the property. If you have a mortgage your deeds may be with your bank or building society.
If you think your title deeds have been lost or destroyed, see our guide to lost or destroyed deeds.
Are land certificates and charge certificates still valid?
In the past we registered land or property we used to issue documents called either:
- a land certificate (where there was no mortgage on a title), or
- a charge certificate (where the property was subject to a mortgage).
We no longer issue these certificates and any that exist have no legal status.
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